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AK Mortgage Plus

Mike Doyle (STI)                                        vs_mike_doyle.gif (6130 bytes)

Mortgage And Investment Consultant

103 - 7337 137th Ave Surrey BC V3W 1A4 Phone 604-230-6790 Fax (Toll Free) 866-849-0822

Mortgages

Investments

Forms and Booklets

Mike Doyle

 

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Self - Employed Programs

Today many people opt to work for themselves as opposed to working for salaries as we have historically done.  This can be in the form of commissioned sales, incorporated companies, LTD companies, working on a contract basis, or sole proprietorships.  Many times, these individuals cannot prove enough income to qualify for a traditionial mortgage as much of their income is "written off".

There are now programs available through most lenders where your income no longer has to proven in the traditional sense.   Essentially, if you have good credit, sufficient equity in your home, and have been self-employed for three continuous years, you will qualify for one of the new programs.

Under certain circumstances, you may be able to borrow up to 90% of the value of your home.  In many ways it is becoming easier for self employed individuals to borrow compared to salaried employees.\

Dependant upon your personal situation, there are several options available for your.  If you feel you have a unique situation feel free to contact me for more information, or apply now for your mortgage.

With 50 lenders including Banks, Credit Unions, Trust Companies, and Mortgage Loan Companies competing for your business, I can find you a better mortgage with better terms while making sure they fit your budget and make sense to your financial plan.


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